When you search the Internet there are many sites and many adverts advising you of the price of boiler cover. Do not take these at face value as they are the lowest introductory prices and perhaps not the price that you will pay for boiler cover for your home.
One main factor to understand is that some boiler cover providers charge different prices according to where you live. British gas is one prime example where living within the M25 will mean that you will be charged more for your boiler cover plan than someone who lives elsewhere in the country.
Another important point that is often overlooked is that many of the offered boiler cover prices for the first year only. You may find that your monthly cost increases in the second year and you would be wise to understand this before purchasing boiler cover otherwise this could come as a nasty shock. Some boiler cover suppliers offer a “no claims” benefit if you have not claimed in the previous year, this opens up the problem that some may adjust the amount that you pay based upon your claims experience.
The third factor to consider is that the quoted, low prices are often for the variety of boiler cover where you bear the first £50 of any charges. You are still protected from any parts more labour expenses beyond this figure but it is worth knowing that any call out will attract this £50 fee and this applies if the boiler engineer finds out that there is no work to carry out or perhaps you have forgotten to adjust the boiler time there and it was late coming on because the clocks and moved backwards. All these comments also apply to central heating cover.
These days, modern boilers have many electrical components and replacing a printed circuit board or aluminium heat exchanger can amount to several hundred pounds before you take into account any labour charges which would be involved.
None of these factors mean that a boiler cover plan is a bad idea, indeed many people come to realise the value of their boiler cover plan when they actually do have to callout one of the expert plumbers in randwick to attend to their boiler problem.
You may well find that you need to produce your credit card to make this payment when you first telephone the company to callout an experienced boiler cover engineer. Essentially this is the same type of plan supported by the same professional plumbers. The difference is the extent of items that are covered under your insurance policy.
Gas boilers must be investigated by an expert who is authorized to carry through the task.
A boiler cover plan deals mainly with the boiler and associated components whereas a central heating cover plan will extend this cover to also include your radiators, hot water pipes and the central heating pump. The decision as to what level of cover you require is down to you. The more parts that are covered the greater the cost but also the more protection you have. Boiler cover or central heating cover, the decision is yours.